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INLAND MARINE COVERAGE
A good example of a potential uncovered claim would be a forklift. Suppose you are carrying goods to a nearby warehouse and along the way the forklift is hit and damaged by a vehicle? Or you store the forklift at another location and it is stolen. If the forklift is more than 100 feet off premises it will not be covered under a property policy.
TOOLS AND EQUIPMENT FLOATER-Covers tools on and away from your premises against direct physical loss subject to standard policy exclusions. Check your policy for locked vehicle or locked tool box exclusions.
CONTRACTOR’S EQUIPMENT FLOATER-Covers equipment on and away from your premises against direct physical loss subject to standard policy exclusions. All equipment is subject to standard policy exclusions.
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