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| Workers Compensation Insurance Coverage |
The laws on the books at this time provide "no-fault" protection by elimination the right of employees to sue their employers while obligating employers to compensate injured employees even if negligence is not involved. In exchange for definite payment the employer's liability is limited. For example, if you are the owner of a construction company and one of your employees injures his back by falling off of an extension ladder, you must pay compensation to that employee, regardless of whether negligence was involved in the accident.
Every employer has an obligation to exhibit the means to pay all claims that may arise out or a workers compensation suit. One way an employer can meet this obligation is by purchasing a Workers Compensation Policy through a private insurance company or an insurance brokerage. As an insurance brokerage Active has an advantage over private insurance companies because we are able to shop the insurance market for the most competitive rates.
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